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649-650 Lakeshore Drive, Owenton, KY 40359

MLS# 644502 Active Source MLS Verified

$650,000

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3 Beds
4 Baths
23,657 Sq Ft
meeting_room
8 Total Rooms
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2003 Year Built
grass
0.54 Acres
paid
$27 Per Sq Ft
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Yes Has HOA

About This Home

Experience the perfect blend of comfort, quality, and lakefront living in this meticulously maintained 2-story home located in the desirable Elk Lake Shores Resort. Situated on approx. 1 acre across 2 waterfront lots, this exceptional property offers breathtaking lake views, deep water access, and the tranquility of a protected no-wake cove. Designed with both everyday living and entertaining in mind, the open-concept main level features high ceilings, windows that fill the home with natural light, hardwood flooring, and a stone gas fireplace in the living room. Step outside onto the expansive wraparound covered deck, complete with 2 sun screens, and enjoy panoramic lake views! The spacious 1st fl primary suite offers convenience and privacy, featuring a large closet and an ensuite bath. The main level also includes a 1st fl laundry room and a convenient 1/2 bath for guests. Upstairs and downstairs, you'll find 2 additional bedrooms, 2nd fl has walk in closet, along with full bathrooms, providing plenty of room for family and guests. The finished walkout lower has tile flooring, a large family room, and is already planned for a future kitchenette--making it ideal for extended family. Walk directly onto the covered paver patio and continue down to the lake. Outdoor access has been thoughtfully designed with both poured concrete steps leading to the front entrance and a gravel pathway providing utility vehicle access to the dock, making it easy to transport people, coolers, and lake gear. The waterfront is truly exceptional, featuring a shaded Trex deck above the dock, Trex steps leading down to the dock, electric service at the dock, and deep water that's perfect for swimming, floating, and boating. Additional features include: open-concept floor plan, two programmable Nest thermostats, gutter helmet gutter protection system & hot water heater is 3 years old! The home has been meticulously maintained inside and out!

Facts & Features

home Property Details

Home Type Residential
Sub Type Single Family Residence
Style Traditional
Levels Two
Year Built 2003 (23 yrs)
Construction Concrete, Vinyl Siding
Roof Composition, Shingle
Foundation Poured Concrete

landscape Lot Information

Lot Size 0.54 Acres
Dimensions Of Record
Lot Features Wooded, Cleared, Sloped, Waterfront

garage Parking & Garage

Garage Spaces 0
Parking Features Off Street

chair Interior Features

Appliances Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range
Other Interior Features Ceiling Fan(s), Recessed Lighting, Multi Panel Doors, High Ceilings, Breakfast Bar, Built-in Features, Open Floorplan, Pantry, Smart Thermostat, Storage, Walk-In Closet(s)

door_open Room Details (17 rooms)

king_bed Primary Bedroom First
16 x 13
bathtub Primary Bath First
10 x 7
countertops Kitchen First
26 x 13

thermostat Heating & Cooling

Heating Electric, Forced Air
Cooling Central Air

electrical_services Utilities

Water Public
Sewer Septic Tank
Utilities Cable Available, Natural Gas Available

deck Exterior & Outdoor

Exterior Features Balcony, Dock, Boat Slip, Private Yard
Patio & Porch Deck, Porch, Patio, Covered

groups HOA Information

HOA Fee $2,500 /annually
Fee Includes Maintenance Grounds, Snow Removal, Association Fees, Trash, Security, Management
Amenities Clubhouse, Playground, Trail(s), Lake Seasonal, Lake Year Round

school Schools

Elementary Owen County Elementary
Middle Maurice Bowling Middle School
High School Owen County High
District Owen Co Public

Estimated Monthly Payment

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location_on Location

Address 649-650 Lakeshore Drive, Owenton, KY 40359
County Owen

Property History

Date Event Price
07/09/2026 sell Listed for Sale $650,000
07/09/2026 schedule Listed Today $650,000

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