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445 Elk Lake Resort Road, 519-520, Owenton, KY 40359

MLS# 642059 Active Source MLS Verified

$450,000

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3 Beds
3 Baths
0 Sq Ft
meeting_room
8 Total Rooms
calendar_month
N/A Year Built
grass
0.99 Acres
paid
Per Sq Ft
account_balance
Yes Has HOA

About This Home

Welcome to your private lakeside retreat at Elk Lake in Owenton, Kentucky! This stunning 2-story log cabin offers the perfect blend of rustic charm and everyday comfort, nestled on two waterfront lots totaling nearly an acre (.99). With 3 bedrooms and 3 full bathrooms--one on each level--this thoughtfully designed home provides both space and flexibility. The family room in basement offers option for a fourth bedroom especially with a full bathroom in the lower level! The primary suite is conveniently located on the first floor and features its own ensuite full bath, creating a comfortable main-level living option. Inside, you'll find beautiful hardwood floors throughout the first and second levels, enhancing the warm, inviting character of the home. A large storage room offers plenty of space for lake gear and more, while the additional outdoor storage shed provides even more functionality. Step outside and take in the peaceful setting from the covered upper rear deck, perfect for relaxing or entertaining while enjoying views of the quiet, private cove. The property offers approximately 4 feet of water depth off the dock, and the home is ideally positioned close to the water with a gentle, gradual slope--making lake access easy and enjoyable. Additional highlights include a spacious, flat gravel parking area and the rare advantage of being situated on two waterfront lots, offering added privacy and room to expand. Whether you're looking for a weekend getaway or a full-time lake home, this Elk Lake property delivers the ideal combination of location, layout, and lifestyle. Don't miss this opportunity to own your slice of lakefront paradise! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

Facts & Features

home Property Details

Home Type Residential
Sub Type Single Family Residence
Style Log
Levels Two
Construction Stone, Wood Siding
Roof Metal
Foundation Poured Concrete, Stone

landscape Lot Information

Lot Size 0.99 Acres
Dimensions of record
Lot Features Wooded, Cleared, Sloped, Waterfront

garage Parking & Garage

Garage Spaces 0
Parking Features Driveway, Off Street

chair Interior Features

Appliances Dishwasher, Microwave, Refrigerator, Electric Range

door_open Room Details (8 rooms)

king_bed Primary Bedroom First
1 x 1
countertops Kitchen First
1 x 1
dining Dining Room First
1 x 1

thermostat Heating & Cooling

Heating Electric, Forced Air
Cooling Central Air, Wall Unit(s)

electrical_services Utilities

Water Public
Sewer Septic Tank
Utilities Cable Available, Natural Gas Available

deck Exterior & Outdoor

Exterior Features Balcony, Dock, Fire Pit, Private Yard
Patio & Porch Deck, Porch, Patio, Covered

groups HOA Information

HOA Fee $2,500 /annually
Fee Includes Maintenance Grounds, Snow Removal, Association Fees, Trash, Security, Management
Amenities Clubhouse, Playground, Trail(s), Lake Seasonal, Lake Year Round

school Schools

Elementary Owen County Elementary
Middle Maurice Bowling Middle School
High School Owen County High
District Owen Co Public

Estimated Monthly Payment

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location_on Location

Address 445 Elk Lake Resort Road, 519-520, Owenton, KY 40359
County Owen

Property History

Date Event Price
04/30/2026 sell Listed for Sale $450,000
04/30/2026 schedule Listed Today $450,000

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