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1427 Elk Lake Road, Owenton, KY 40359

MLS# 640244 Active Price Drop Source MLS Verified

$375,000

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4 Beds
2 Baths
1,900 Sq Ft
meeting_room
9 Total Rooms
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1996 Year Built
grass
0.42 Acres
paid
$197 Per Sq Ft
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Yes Has HOA

About This Home

Discover the perfect retreat at 1427 Elk Lake Resort Rd, a beautifully maintained 3-bedroom chalet-style home with direct lake frontage and a private boat dock. Inside, the warm wood finishes, open living spaces, and included pool table create a true cabin feel that's equally inviting for weekends away or year-round living. This lake house has been impeccably cared for by its current owner, making it move-in ready for its next chapter. Along with the main property, you'll also enjoy Lot 1525 directly across the road, offering flexible space for recreation, gardening, or overflow parking. A storage shed adds convenience for lake gear and tools, while the spacious deck provides the perfect spot to relax and take in sweeping water views. Life at Elk Lake Resort is an experience in itself. The gated community offers 24-hour security, a private beach, clubhouse, social events, and a marina with gas service. Residents spend their days boating, fishing, swimming, kayaking, and enjoying miles of scenic shoreline. In the evenings, unwind under the stars and embrace the slower pace of lake life. Perfectly located just 90 minutes from Cincinnati, Louisville, and Lexington.

Facts & Features

home Property Details

Home Type Residential
Sub Type Single Family Residence
Style Chalet
Levels Two
Year Built 1996 (30 yrs)
Construction Vinyl Siding
Roof Shingle
Foundation Poured Concrete

landscape Lot Information

Lot Size 0.42 Acres
Dimensions 84x230x72x238

garage Parking & Garage

Garage Spaces 0
Parking Features Driveway, Off Street, No Garage

chair Interior Features

Appliances Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range
Other Interior Features Ceiling Fan(s), Eat-in Kitchen, Open Floorplan

door_open Room Details (9 rooms)

king_bed Primary Bedroom First
10.3 x 11.2
bed Bedroom 2 First
10.3 x 13.4
countertops Kitchen First
12.2 x 11.9

thermostat Heating & Cooling

Heating Electric, Heat Pump
Cooling Central Air

electrical_services Utilities

Water Public
Sewer Septic Tank

deck Exterior & Outdoor

Exterior Features See Remarks, Dock, Boat Slip
Patio & Porch Deck, Porch, Patio, Enclosed, Covered

groups HOA Information

HOA Fee $2,500 /annually
Fee Includes Maintenance Grounds, Association Fees, Management
Amenities Clubhouse, Playground, Lake Seasonal

school Schools

Elementary Owen County Elementary
Middle Maurice Bowling Middle School
High School Owen County High
District Owen Co Public

Estimated Monthly Payment

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location_on Location

Address 1427 Elk Lake Road, Owenton, KY 40359
County Owen

Property History

Date Event Price
03/02/2026 sell Listed for Sale $375,000
03/19/2026 trending_down Price Change $399,900 → $375,000   ↓ $24,900 (6.23%)
04/17/2026 schedule 45 Days on Market $375,000

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