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12 Elk Lake Resort Road, Owenton, KY 40359

MLS# 644271 Active Source MLS Verified

$675,000

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3 Beds
2 Baths
2,003 Sq Ft
meeting_room
7 Total Rooms
calendar_month
1998 Year Built
grass
0.43 Acres
paid
$337 Per Sq Ft
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Yes Has HOA

About This Home

Welcome to your dream lake retreat at Elk Lake Shores Resort in Owenton, Kentucky! This beautifully maintained 3-bedroom, 2-bath ranch home with a fully finished walkout basement offers the perfect combination of comfort, convenience, and lakefront living. Located less than five minutes from the front entrance of the resort, this property sits on deep water in a peaceful, short no-wake cove, making it an ideal setting for swimming, boating, and relaxing on the water. Inside, you'll love the open-concept floor plan featuring a spacious kitchen with a large eat-in island, perfect for entertaining family and friends. The main level also offers a private primary suite complete with an ensuite bath and direct access to the expansive covered deck overlooking the lake. The finished walkout basement includes two additional bedrooms, a full bath, and a spacious family room featuring an electric fireplace and wet bar--creating the ultimate gathering space. Step outside to the lower covered deck and enjoy the peaceful lake views year-round. Additional features include a concrete driveway, ample parking for guests, and a large storage shed for all your outdoor and lake equipment. The path to the water is just as impressive, with maintenance-free concrete and stone steps leading to an incredible dock house complete with a bunk room and additional storage for all your lake toys. The Trex dock provides exceptional durability and plenty of space for entertaining, relaxing, and parking multiple boats. An electric covered boat lift is included, and with a full-price offer, both the ski boat and pontoon boat convey with the property--making this a true turnkey lake getaway. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this exceptional waterfront property offers everything you need to start making unforgettable memories on Elk Lake. Schedule your private showing today!

Facts & Features

home Property Details

Home Type Residential
Sub Type Single Family Residence
Style Ranch
Levels One
Year Built 1998 (28 yrs)
Construction Concrete
Roof Metal
Foundation Poured Concrete

landscape Lot Information

Lot Size 0.43 Acres
Dimensions Of Record
Lot Features Wooded, Cleared, Sloped, Waterfront

garage Parking & Garage

Garage Spaces 0
Parking Features Driveway, Off Street

chair Interior Features

Appliances Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range

door_open Room Details (11 rooms)

king_bed Primary Bedroom First
14 x 14
bathtub Primary Bath First
12 x 13
countertops Kitchen First
27 x 13

thermostat Heating & Cooling

Heating Electric, Forced Air, Heat Pump
Cooling Central Air

electrical_services Utilities

Water Public
Sewer Septic Tank
Utilities Cable Available, Natural Gas Available

deck Exterior & Outdoor

Exterior Features Balcony, Dock, Fire Pit
Patio & Porch Deck, Porch, Patio, Covered

groups HOA Information

HOA Fee $2,500 /annually
Fee Includes Maintenance Grounds, Snow Removal, Association Fees, Trash, Security, Management
Amenities Clubhouse, Playground, Trail(s), Lake Seasonal, Lake Year Round

school Schools

Elementary Owen County Elementary
Middle Maurice Bowling Middle School
High School Owen County High
District Owen Co Public

Estimated Monthly Payment

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location_on Location

Address 12 Elk Lake Resort Road, Owenton, KY 40359
County Owen

Property History

Date Event Price
07/02/2026 sell Listed for Sale $675,000
07/02/2026 schedule Listed Today $675,000

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