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2043 Garrard Street, Covington, KY 41014

MLS# 639615 Active

$189,000

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2 Beds
2 Baths
0 Sq Ft
meeting_room
7 Total Rooms
calendar_month
1904 Year Built
grass
0.05 Acres
paid
Per Sq Ft
account_balance
No Has HOA

About This Home

100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted, professionally cleaned, and featuring brand-new carpet, the home feels bright, clean, and truly turnkey. Maintenance-free vinyl flooring, ample natural light, and a beautiful stained-glass window add warmth and character throughout the interior. The remodeled kitchen includes stainless steel appliances, updated lighting, and cased windows that showcase the home's original craftsmanship. Additional major updates include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, providing peace of mind for years to come. A full basement offers excellent storage or future finishing potential, while the fireplace adds comfort and charm to the main living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Conveniently located near parks, dining, and downtown access, this home delivers affordability, functionality, and style in one complete package.

Facts & Features

home Property Details

Home Type Residential
Sub Type Single Family Residence
Style Traditional
Levels Two
Year Built 1904 (122 yrs)
Construction Vinyl Siding
Roof Shingle
Foundation Block

landscape Lot Information

Lot Size 0.05 Acres
Dimensions of record
Lot Features Cleared, Level

garage Parking & Garage

Garage Spaces 0
Parking Features On Street

chair Interior Features

Appliances Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range
Other Interior Features Ceiling Fan(s), Multi Panel Doors, Chandelier, Entrance Foyer, Laminate Counters, Storage

door_open Room Details (7 rooms)

countertops Kitchen First
16 x 8
dining Dining Room First
12 x 12
weekend Living Room First
13 x 12

thermostat Heating & Cooling

Heating Forced Air, Natural Gas
Cooling Central Air

electrical_services Utilities

Water Public
Sewer Public Sewer
Utilities Cable Available

deck Exterior & Outdoor

Patio & Porch Porch, Patio
Fencing Wood, Privacy, Chain Link

school Schools

Elementary Sixth District Elementary
Middle Holmes Middle School
High School Holmes Senior High
District Covington Indep

Estimated Monthly Payment

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location_on Location

Address 2043 Garrard Street, Covington, KY 41014
County Kenton

Property History

Date Event Price
02/03/2026 Listed for Sale $189,000
02/20/2026 schedule 17 Days on Market $189,000

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