106 Ash Street, Covington, KY 41016

Welcome to this beautifully updated home in the charming community of Ludlow. Thoughtful renovations to this is home offer modern comforts while preserving classic character. The heart of the home is the stunning kitchen featuring high-end maple cabinetry (including select glass-front cabinets), leathered granite countertops, island with breakfast bar and newer stainless steel appliances including refrigerator, microwave as well as sink, and faucet. All of the kitchen appliances including dishwasher and range convey as do the washer and dryer. Stylish new wood casing elegantly frames the opening between the kitchen and living room. The living room showcases newly installed LVP flooring, an exposed brick accent wall with inoperable fireplace that is charming - discovered during renovations, and the original marble hearth--creating a warm and inviting gathering space. Throughout the home you'll find neutral paint, updated lighting and ceiling fans in the majority of rooms, and newer carpet (2022). Upstairs, the bathroom has been refreshed with a brand-new tiled shower. Outdoor living is relaxing. Enjoy the brand-new deck (2025), a new gravel entertaining patio underneath, a level yard perfect for play or relaxation, and a new privacy fence (2026). River views from the deck and rear bedroom. Freshly painted front steps welcome you home, while a new roof (2023) and chimney cap provide lasting peace of mind. Ideally located near restaurants, stores, bars, coffee shop, and a beautiful park in this wonderful river city--yet just minutes from the vibrant energy of Covington, Newport, Bellevue, and Cincinnati. This move-in-ready home blends thoughtful updates with timeless charm in a location that offers the best of both quiet community living and urban convenience. Buyer may qualify for the NKY HOME Consortium - Home Buyer Assistance Program - contact John Hammons with the city of Covington. Not in the flood zone.