Northern Kentucky
Relocation Guide

More space, more value, and easy access to everything Cincinnati offers — all wrapped in neighborhoods with real character. Here’s what it’s actually like to live here.

15–20 min to Downtown Cincy* River towns + suburbs Great parks & trails

*Drive times vary by neighborhood and traffic conditions.

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Why people choose Northern Kentucky

More home for your money

Buyers consistently find more square footage, larger lots, and newer builds compared to across the river.

Location you can’t replicate

Minutes from Cincinnati’s job centers, airport, and amenities — without the Ohio taxes or congestion.

Community that sticks

Block parties, farmers markets, local breweries, Friday-night football — people know their neighbors here.

Featured in

Your relocation advantage

Making the move simple

Relocating to a new area doesn’t have to mean going in blind. We live here, we work here, and we’ve helped dozens of families land in the right neighborhood on the first try.

Neighborhood matching.
We don’t just show listings — we match your lifestyle, commute, and budget to the neighborhoods where you’ll actually want to stay long-term.
Real cost savings.
Kentucky’s tax structure, lower property costs, and competitive insurance rates mean your dollar stretches further than across the river.
Local insight, day one.
School districts, commute patterns, which grocery store has the best deli — we share the stuff you only learn after living here for years.
Aerial view of Northern Kentucky neighborhoods along the Ohio River

Find your fit

Pick Your Feel

Northern Kentucky isn’t one thing — it’s a patchwork of very different neighborhoods. Here’s a starting point to figure out where you’d fit.

River town streetscape

River Town Charm

Walkable main streets, local shops, river views — the Bellevue and Newport vibe. Perfect for those who want character and convenience.

Suburban neighborhood

Suburban Comfort

Cul-de-sacs, good schools, and plenty of room to spread out. Think Union, Independence, and Florence — tried and true.

Historic streetscape

Walkable + Historic

Victorian architecture, coffee shops, murals, and a streetcar line. Covington’s MainStrasse and Licking Riverside deliver urban energy.

New construction homes

New Construction

Growing areas with builder options and modern floor plans. Great for buyers who want move-in ready with warranties and smart-home features.

Golf course community

Golf & Green Space

Country club communities and neighborhoods built around nature preserves and green corridors. Room to breathe and play.

Quiet residential street

Quiet + Convenient

Off the beaten path but still close to everything. Commuter-friendly pockets with low traffic and established tree-lined streets.

“We looked at a dozen cities. NKY had everything — and it wasn’t even close on value.”

— Recent relocator from Chicago

Getting around

Connected Without the Chaos

Northern Kentucky sits at the crossroads of three major interstates and is home to one of the region’s biggest assets — Cincinnati/Northern Kentucky International Airport.

CVG Airport.
Direct flights to 50+ destinations, consistently ranked a top U.S. airport. A genuine advantage most NKY residents don’t take for granted.
Interstate access.
I-75, I-71, and the I-275 loop connect you to Cincinnati, Lexington, and beyond. Multiple bridge crossings get you into downtown, The Banks, and Over-the-Rhine.
Remote-friendly.
Many neighborhoods offer fiber internet and home-office-friendly floor plans. Work from home without sacrificing connection speed or space.
Aerial view of bridges connecting Northern Kentucky to Cincinnati

Life here

A Day in Northern Kentucky

It’s not just where you sleep — it’s how you spend your weekends, your evenings, and every Tuesday in between.

Parks & Trails

Devou Park skyline views, Big Bone Lick, and miles of greenway. Outdoor access is a daily thing, not a weekend trip.

Dining & Breweries

From Mainstrasse German fare to Newport craft breweries and Covington’s growing restaurant row. You’ll eat well.

Sports & Weekends

Bengals, Reds, FC Cincinnati, and NKU — all within easy reach. Plus local 5Ks, youth leagues, and river events year-round.

Family Activities

Newport Aquarium, Creation Museum, splash pads, library programs, and a calendar full of festivals. Kids won’t be bored.

Good schools. Great neighbors. Weekend plans that don’t require a highway.

Education

Schools & Routines

Northern Kentucky is served by multiple public school districts, private and parochial options, and a growing number of Montessori and charter schools. Most neighborhoods offer walkable elementary access, and bus routes are well-established.

Families often choose their neighborhood based on school proximity and the daily drop-off routine — a smart approach.

School quality varies — we recommend exploring individual district data and visiting campuses before committing.

School campus and families
Local grocery store and amenities

Amenities

Everything Within Reach

Kroger, Costco, Trader Joe’s — the grocery game is strong. St. Elizabeth Healthcare provides extensive medical services across the region. Gyms, urgent care, pet services, and most everyday errands are a short drive or walk from most neighborhoods.

You won’t feel like you’re “out there.”

Community

The Feel of the Place

This is the kind of area where your neighbor waves when you walk by. Seasonal festivals, community theater, holiday parades, and local farmer’s markets aren’t special events — they’re just how things work here.

Whether you’re in a walkable urban pocket or a quiet cul-de-sac, community shows up.

Community gathering and farmers market

What to expect

Cost Snapshot

These are general ranges to set expectations — actual numbers depend on neighborhood, property type, and timing. Consider this a starting point, not a quote.

Typical Styles

Ranch, Two-Story, Townhome

Varies by neighborhood

Property Taxes

Vary by County

Boone, Kenton, Campbell

Insurance + Utilities

Range by Provider

Duke Energy, local carriers

New Construction

Available in Most Areas

Multiple builders active

All values are illustrative ranges and examples. Contact a local agent for current market data.

Every neighborhood has a personality. Let’s find the one that fits yours.

Explore

Explore the Area

Explore Northern Kentucky area map

River Towns

Bellevue, Dayton, Newport — walkable downtowns with local shops, murals, and some of the best views of the Cincinnati skyline.

Downtown Access

Covington sits right across from Cincinnati. Walk, bike, or drive across in minutes. MainStrasse Village and the Roebling Bridge make it a hub.

Parks & Trails

Devou Park, Big Bone Lick State Historic Site, A.J. Jolly Park, and countless neighborhood greenways.

Suburbs & Schools

Union, Independence, Burlington, Hebron — family-oriented areas with newer builds and established school districts.

New Construction

Active builders across Boone and Kenton counties. From starter homes to custom builds, there’s a lot of new inventory.

Got questions?

Frequently Asked

It depends on where you work. Covington and Newport are closest to downtown Cincinnati with bridge access in minutes. For I-75 corridor commuters, Florence, Union, and Erlanger provide quick interstate access. If you’re heading to East Side Cincinnati or Mason, the I-275 loop from Cold Spring or Highland Heights can be efficient.

Covington (MainStrasse, Licking Riverside), Bellevue, and Newport are your best bets. These areas have sidewalks, local shops, restaurants, and parks within easy walking distance. The further south you go into suburban areas, the more car-dependent daily life becomes.

Property taxes in Kentucky are generally lower than in Ohio, but they vary by county (Boone, Kenton, Campbell) and by city or fire district. School district taxes also play a role. We recommend getting a specific estimate based on the neighborhoods you’re considering — a local agent can run those numbers for you.

Both approaches work. If you’re relocating for a job and aren’t sure which neighborhood fits, renting for 6–12 months lets you explore before committing. If you’ve done your research and know the area, buying sooner can lock in rates and build equity.

Several national and regional builders are active in NKY, especially in Boone and Kenton counties. The process typically involves selecting a lot and floor plan, choosing finishes, and then a 4–8 month build timeline. Having a buyer’s agent during new construction is strongly recommended — builders have their own interests, and you should have someone representing yours.

Want a short list of neighborhoods that fit your lifestyle?

Tell us what matters to you — commute, schools, walkability, lot size — and we’ll send a curated list of areas worth exploring.

No spam. Just helpful local guidance.

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